Unorthodox Insights

How to Read a Profit and Loss Statement: A Plain-English Guide for Small Business Owners

Kay Thomas

Published on: 07/10/2026

Learn how to read a profit and loss statement in plain English: the 5 key lines, the 3 numbers to watch, and why lenders and business buyers care.

profit and loss statementsmall business financehow to read a P&Lbusiness basicsbuying a businesssmall business funding

5 Money Skills Every Teen Should Learn Before 18 (and Why School Often Skips Them)

Kay Thomas

Published on: 05/10/2026

Most teens feel unprepared to budget or manage credit. Here are 5 money skills every teen should learn before 18, plus simple ways parents can start this week.

financial literacy for teensyouth mentorshipmoney skillsteaching kids about moneycredit basicsgenerational wealth

$875 Billion in Commercial Real Estate Loans Is Coming Due: How to Prepare Your Property for 2027

Kay Thomas

Published on: 02/10/2026

$875 billion in commercial real estate loans mature in 2026. See where lending moved, where rates stand today, and a Q4 checklist to prepare for 2027.

commercial real estate financingcommercial loan refinanceloan maturitycommercial mortgage ratesprivate creditDSCR2027 planningLegacy Capital

SBA Loan Approvals Are Down in 2026: What the Data Says and How to Still Get Funded

Kay Thomas

Published on: 30/09/2026

SBA 7(a) loan approvals fell sharply in 2026. See the verified data, the rule changes behind the drop, and practical ways small businesses can still get funded.

SBA loansSBA 7(a)small business fundingbusiness lines of creditsmall business lending 2026Legacy Capital